Full range of financial products, services, and resources to serve your family or business needs. A forward-thinking credit union built upon more than 50 years of commitment to its members.

Benefits of Credit Union Membership

Credit Union Membership Has Many Benefits

Flexible & Convenient Loans

Access Credit Union members can take out flexible loans after joining and repay at tailor-made schedules. All our loans are fully insured (at no direct cost to the member) against disability or death. We offer very competitive rates, currently ranging from 5% – 10.99%. Loan approval is based on ability to repay, however a good savings record is always beneficial when assessing a loan.

Attractive Dividend

At the end of each year we pay an attractive dividend on members savings. Our deposit accounts have a set compounding interest rate and this interest is paid into your account annually.

Insurance Security

We offer security of savings through the Credit Union’s Fidelity Bond, and through the Irish League of Credit Unions’ Savings and Loan Protection Schemes. These insurances are provided at no direct cost to our members.

Quality Service & No Fees

You can be assured of a professional service from Access Credit Union at all time. And there are no transaction fees or hidden charges.

Beat the Queues

We know that your time is precious and that sometimes you just don’t have the time to make a trip to the Credit Union. In response to this we have many services which will enable you to make convenient and speedy transactions.

Nominations

Members may nominate a person or persons to become entitled, at his/her death, to their savings, subject to a maximum of €23,000. Members who wish to complete a nomination form or amend their current one may do so at any time in the Credit Union office.

Member Services

Take advantage of a host of additional member services available. For more details see our available services page.

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